AXIS My Zone Credit Card Review
Axis My Zone credit card, lifetime free lifestyle card with SONY LIV premium worth ₹1,499 as a welcome bonus, Swiggy discounts, Buy 1 Get 1 movie tickets, dining & Wednesday delights with 10-15% disocunts, fuel waiver, 4 Airport lounge access make this card very attractive, but should you apply?
In this review, we will discuss everything about its eligibility, rewards and benefits, pros and cons and my verdict on who should apply and who should not, so read it till the end before applying.
AXIS My Zone Credit Card Features
| Feature | Details |
|---|---|
| Joining Fee | ₹0 (Lifetime Free) |
| Annual Fee | ₹0 (Lifetime Free) |
| Base Reward Rate | 2% |
| Best Reward Categories | online_shopping, dining, movies |
| Forex Markup | 3.5% |
| Lounge Access | 4 Domestic Lounge (1/Quarter) |
AXIS My Zone Credit Card Eligibility Criteria
| Criteria | Details |
|---|---|
| Minimum Income | ₹10,000 / month |
| Employment Type | Salaried & Self Employed |
| Age Requirement | 18-70 Years |
There is no clear mention of a minimum salary on the official site, so you can apply if your credit score is good; then you can easily get approval.
AXIS My Zone Credit Card Rewards & Benefits
| Reward Type | Details |
|---|---|
| Welcome Bonus | ₹1,499 Sony LIV Premium Annual Subscription. |
| Bonus Categories | Axis MyZone card |
| Reward Structure |
|
| Reward Exclusions | No cashback EDGE points for Fuel, insurance, wallets, rent, utility, movie, education, Govt., EMI, etc. |
| Reward Expiry | 3 Years |
Axis Bank MyZone Credit card is a lifestyle card, and there are many benefits regarding it as mentioned below –
- Welcome Bonus
- SONY LIV Annual subscription worth ₹1,499
- On spend of ₹1.5 Lakh it will get for next year also.
- Movie Benefits
- Buy One Get One ticket up to ₹200 / ticket on BookMyShow or District App every month. (Annual value ₹2,400)
- 25% cashback on online/ box office.
- Dining Benefits
- ₹120 off on Swiggy food delivery on a minimum order value of ₹500 (2 times a month)
- Dining Delights 15-20% off at partner restaurants via the Axis Dining portal (Max ₹500)
- Wednesday Delights (special offers on Wednesday)
- Instantly get up to 15% on flights & hotels via MakeMyTrip.
- 10% off on Swiggy.
- 10% off up to ₹1,000 on TIRA
- EDGE Reward points
- 4 EDGE reward points for every ₹200 spent.
- 1,000 Bonus points on ₹1.5 Lakh spend.
- Other Benefits
- Up to ₹1,000 off on AJIO on minimum orders of ₹2,999.
- 1% Fuel surcharge waiver on transactions of ₹400 to ₹4,000 (maximum ₹400 / Month)
- 4 Lounge access (1/Quarter on spend of 50,000 in the last 3 months)
- Any transactions above ₹1,500 spend convert into easy EMI.
How to Apply for AXIS My Zone Credit Card
-
Check Eligibility
If your monthly income is ₹10,000 or more , your age falls within 18-70 Years , and you are a Salaried or Self-Employed applicant , and you meet other basic requirements, you can apply for the AXIS My Zone Credit Card by following the steps below.
-
Click Apply Now
Click the apply button below to visit the official application page. The process is secure, fully online, and can be completed in just a few minutes.
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Fill Application Form
Enter your personal, employment, and income details accurately as per your official documents.
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Submit Documents
Upload PAN, Aadhaar, address proof, and income proof if requested during the application.
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Approval & Delivery
Once approved, your credit card will be dispatched and delivered to your registered address.
Pros & Cons
Pros
- Lifetime Free Credit Card.
- A balanced Lifestyle card.
- Good offers / cashback on selected platforms as above mentioned.
Cons
- So much limits for every category spend.
- On retail spending low value back.
- Forex markup high.
Our Verdict
Axis My Zone credit card is a very good option in the lifestyle category, in which you get benefits on movie tickets, dining offers, food delivery offers, Wednesday delights, Lounge access, fuel waiver, and Rewards on other spending. This card is a very good option for those who find a card that gives all these benefits.
You can apply for this card if you’re spending on these lifestyle categories, as we mentioned above in detail. However, if your spending is high, then you can consider other options because there are many limitations in this card that we also mentioned in the review article.
