Flipkart Axis Credit Card
Flipart Axis Credit Card gives one of the highest cashback on Flipkart and its partner brands upto 7.5% on online spending, making it an attractive card in the Cashback credit card, but is it really worth as much as it looks like?
Let’s review and check its Cashback value and maximum limits on spending, pros, and cons and at the end, our verdict about the Axis Flipkart Credit card, who should actually apply and who should not.
The main aim of this card is to give the benefits to Flipkart Users with cashback and time to time addtional benefits during festive sales.
Flipkart Axis Credit Card Features
| Feature | Details |
|---|---|
| Joining Fee | ₹500 + GST (18%) |
| Annual Fee | ₹500 + GST (18%) |
| Fee Waiver | Annual Fee Waved off On Spend of 3.5 Lakh / Year |
| Base Reward Rate | 5% |
| Best Reward Categories | online shopping |
| Forex Markup | 3.5% |
| Lounge Access | 4 Complementary Domestic Lounge / Year |
Flipkart Axis Credit Card Eligibility Criteria
| Criteria | Details |
|---|---|
| Minimum Income | ₹15,000 / month |
| Employment Type | Salaried & Self Employed |
| Age Requirement | 21-60 Years |
Anyone who is 21 or elder than who can apply for this card if their monthly salary is ₹15,000 or above. Your credit score should be good to get easy approval.
Flipkart Axis Credit Card Rewards & Benefits
| Reward Type | Details |
|---|---|
| Welcome Bonus | ₹500 Flipkart vouchers on 1st transaction. |
| Bonus Categories | Cashback, online shopping, flipkart, myntra, axis bank |
| Reward Structure |
|
| Reward Exclusions | No Cashback on Wallet, EMI, Fuel, Rent, etc. |
Apart from the above cashback on the mentioned brands, there are some more benefits of this Card:-
- Special Benefits during Flipkart Sale time.
- 1% Fuel Surcharge waiver for transactions of ₹400 to ₹4,000 (Maximum waiver of ₹400 / Month)
- Upto 15% or Maximum ₹500 Discount on Axis Bank Partnered restaurants.
- Automatic conversion in EMI of ₹2,500 or above through phone banking.
Look, on paper the percentage of Cashback looks great, but if you’re a high spender (2.5 Lakh or above per year), then you will not get maximum benefits out of it because the maximum limits as mentioned above is very less on every platform so that makes this card less attractive then even many general cashback cards that even works with all platforms.
How to Apply for Flipkart Axis Credit Card
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Check Eligibility
If your monthly income is ₹15,000 or more , your age falls within 21-60 Years , and you are a Salaried or Self-Employed applicant , and you meet other basic requirements, you can apply for the Flipkart Axis Credit Card by following the steps below.
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Click Apply Now
Click the apply button below to visit the official application page. The process is secure, fully online, and can be completed in just a few minutes.
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Fill Application Form
Enter your personal, employment, and income details accurately as per your official documents.
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Submit Documents
Upload PAN, Aadhaar, address proof, and income proof if requested during the application.
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Approval & Delivery
Once approved, your credit card will be dispatched and delivered to your registered address.
Pros & Cons
Pros
- Best Card For Flipkart or Partnered Users.
- Direct Cashback as mentioned until Max Limit.
- Easy Approval for Salaried & Self Employed.
Cons
- Maximum Cashback Limit is low.
- Not ideal for cashback on other than partnered brands.
- Higher Annual Fee Waiver (3.5 Lakh / Spending)
- High Forex Charges (3.5%)
Our Verdict
After everything we discussed, now I can say that this card is best for platform specific which mentioned above. If you’re a frequent user of those platforms, then it can be a good option, although it has a very low cashback limit, so not suitable for high spending users.
Also high annual fee waiver limit, high forex fee and low cashback limit are major drawbacks of this card. There are many other cashback cards which not affiliated with any platforms and provide great value, so you can also explore other options of Cashback Credit Card.
