Jupiter Edge+ Credit Card Review
Jupiter Edge+ Rupay Lifetime free Credit card offers 10% cashback on online shopping, 5% on travel sites, looking attractive along with unlimmited 1% on other spend, including UPI, also with 4 Airport lounge access and fuel surcharge waiver makes this card a good option in a cashback card, yet the cashback limit is low on each category.
In this review, we will discuss everything about the Jupiter Edge+ Credit card, its eligibility, pros and cons, benefits and rewards and my verdict on who should apply and who should not, so read this article till the end.
Jupiter Edge+ Credit Card Features
| Feature | Details |
|---|---|
| Joining Fee | ₹499 + GST (18%) |
| Annual Fee | ₹0 (Lifetime Free) |
| Base Reward Rate | 10% |
| Best Reward Categories | online_shopping, travel_flights, travel_train |
| Forex Markup | 3.5% |
| Lounge Access | 4 Domestic Lounge Access (1/ Quarter) |
Jupiter Edge+ Credit Card Eligibility Criteria
| Criteria | Details |
|---|---|
| Minimum Income | ₹1,000 / month |
| Employment Type | Salaried |
| Age Requirement | 18-50 Years |
On the official site, there is no clear mention of monthly income and age group. As per experirnece the approval rate of this card is good, so even low income person can apply.
Jupiter Edge+ Credit Card Rewards & Benefits
| Reward Type | Details |
|---|---|
| Welcome Bonus | 2500 Reward Points on 1st Transaction |
| Bonus Categories | UPI Card, Jupiter Edge+ Card |
| Reward Structure |
|
| Reward Exclusions | No cashback on Wallet, rent, utility, education, government taxes, etc. transactions |
| Reward Expiry | Lifetime till card active |
Jupiter Edge Plus Credit Card gives Jewel as reward points on every eligible spending, so understnad it that how much actual cashback is given by this card-
- 10% Cashback on Online Shopping platforms like Amazon, Flipkart, Myntra, Ajio, Zara, Nykaa, Croma, Reliance Trends, Tata Cliq, and Reliance Digital.
- 5% Cashback on Travel sites like MakeMyTrip, EaseMyTrip, Yatra, and Cleartrip.
- 1% Cashback on all other spends, including UPI spend.
Recently, Jupiter announced 7% category for travel via Jupiter Travel.
Now there is a maximum limit for cashback that is ₹1,500/ Month for 10% Cashback category, in which a ₹500 limit is also on each platform. For example, from Amazon, you can geta maximum cashback in a month of ₹500, so each platform’s ideal spend range is ₹5,000 for 10% category to get maximum benefits.
in 5% category, there is a ₹1,000 maximum cashback limit in a month and on 1% category, there is no upper limit, so you can spend without worry of limit on other spends.
Cashback will be in the form of Jewel reward points. 5 Jewel points are equal to ₹1, and you can convert them easily into cash or use them for other spending also.
How to Apply for Jupiter Edge+ Credit Card
-
Check Eligibility
If your monthly income is ₹1,000 or more , your age falls within 18-50 Years , and you are a Salaried applicant , and you meet other basic requirements, you can apply for the Jupiter Edge+ Credit Card by following the steps below.
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Click Apply Now
Click the apply button below to visit the official application page. The process is secure, fully online, and can be completed in just a few minutes.
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Fill Application Form
Enter your personal, employment, and income details accurately as per your official documents.
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Submit Documents
Upload PAN, Aadhaar, address proof, and income proof if requested during the application.
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Approval & Delivery
Once approved, your credit card will be dispatched and delivered to your registered address.
Pros & Cons
Pros
- 10% Cashback on Shopping. (Very Good)
- UPI spend allowed with cashback.
- No any Annual fee (Lifetime Free).
- Fuel Waiver and Airport lounge access.
Cons
- Cashback only on selected platforms.
- Monthly limit per category as well as per platform.
Our Verdict
Jupiter Edge+ card offers great value for a certain type of person that no other card offers, like 10% cashback on shopping, but with maximum limit and platform restrictions, if your spending on a single platform is not high or overall you’re low spending user, then it can save a lot of money for you.
This card can be suitable for you if you spend ₹15,000 / Month in 10% category, ₹20,000 in 5% travel category, then you will get the maximum benefit of this card, and you can apply for it now.
But, if you spend more than this, especially on a single platform or spend more on other platforms, then you can go for another cashback credit card with a higher limit and no platform-specific limits like the SBI Cashback Card.
