Axis Atlas Credit Card Review

Axis Bank’s one of the Premium Travel card is Axis Atlas Credit Card with lot of benfits related to Travel & Lounge Access special International.

Travel International Usage

Bank: AXIS Bank
Network: Visa
Reward Type: Cashback
Joining Fee: ₹5,000 + GST
Annual Fee: ₹5,000 + GST

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Axis Atlas Credit Card Features

Feature	Details
Joining Fee	₹5,000 + GST (18%)
Annual Fee	₹5,000 + GST (18%)
Fee Waiver	Renew Benefits in EDGE Miles up to 5,000 by Platinum tier
Base Reward Rate	5 EDGE Miles on ₹100 on Travel%
Best Reward Categories	travel_flights, travel_hotels, international_spends
Monthly Reward Cap	₹10,000
Forex Markup	3.5%
Lounge Access	Both Domestic & International Lounge Up to 30 / Year

Axis Atlas Credit Card Eligibility Criteria

Criteria	Details
Minimum Income	₹100,000 / month
Employment Type	Salaried & Self Employed
Age Requirement	18-70 Year

This is a premium category card, so if you’re a salaried person, then your annual income should be ₹12 Lakh per annum and for self-employed, ₹15 Lakh.

Axis Atlas Credit Card Rewards & Benefits

Reward Type	Details
Welcome Bonus	2,500 EDGE Miles on 1st transaction
Bonus Categories	Travel, Hotel, Lounge Access
Reward Structure	5 EDGE Miles on per ₹100 spent on airline, hotel, Axis portal. 2 EDGE Miles on per ₹100 spent on other than travel.
Reward Exclusions	No reward points on Wallet, jewellery, rent, insurance, government, telecom, fuel, etc. transactions.

Now, the most important thing to understand is the reward points of this card, so that I will explain itin very simple language –

This card gives EDGE Miles (reward points) on spending

5 EDGE Miles / ₹100 spent on direct airline, hotel sites or Axis Bank Travel EDGE portal.
2 EDGE Miles / ₹100 spent on all other eligible spends. (domestic and international)

Now, for travel spend, there are 5 EDGE Miles points up to ₹2 lakh per month, after which it drops to 2 EDGE points (maximum ~10,000 EDGE Miles annually)

You can transfer these EDGE Miles to airline sites or hotel sites to get benefits, or even use the direct AXIS Bank travel portal. There is a limit of 1.5 Lakh EDGE Miles points transfer per year, in which you can transfer 30K EDGE to Group A & 1.2 Lakh to Group B (There are 2 separate groups of hotels & airlines)

Now, the most important thing is the value of EDGE Miles, which depends on the site on which you transfer, but generally, most sites give 1:2 points. If you transfer 1000 EDGE Miles to any hotel or airline site, then it will be 2000 points there. The exception is Marriot wehre ratio is 2:1. On the Axis Travel EDGE portal, it will be 1:1, so it is better to transfer where you get the best value of reward points.

There are many airline and hotel partners for this card, mainly these:-

Group A:- Air Canada, Ethiopian, Etihad, Japan Airlines, Singapore Airlines, Turkish Airlines, Thai Royal United Airlines, etc.
Group B:- Air India, AirAsia, Air France, Flying Blue, Spicejet, Vistara, Qantas, etc.
Group A (Hotels):- Accor ALL, Marriott Bonvoy, Wyndham Rewards, etc.
Group B (Hotels):- IHG One rewards, ITC Club

Other than spending, there is milestone based rewards received on spending separately in all tiers-

₹3 Lakh: 2,500 EDGE Miles (Silver Tier)
₹7.5 Lakh: +2,500 EDGE Miles (Gold Tier)
₹15 Lakh +5,000 EDGE Miles (Platinum Tier)

Axis ATLAS Credit card Lounge benefits

Lounge access is most important for any travel card, and this gives ample lounge access for both domestic and international tier wise –

Silver: 8 domestic, 4 International
Gold: 12 Domestic, 6 International
Platinum: 18 Domestic, 12 International

How to Apply for Axis Atlas Credit Card

Check Eligibility
If your monthly income is ₹100,000 or more , your age falls within 18-70 Year , and you are a Salaried or Self-Employed applicant , and you meet other basic requirements, you can apply for the Axis Atlas Credit Card by following the steps below.
Click Apply Now
Click the apply button below to visit the official application page. The process is secure, fully online, and can be completed in just a few minutes.
Fill Application Form
Enter your personal, employment, and income details accurately as per your official documents.
Submit Documents
Upload PAN, Aadhaar, address proof, and income proof if requested during the application.
Approval & Delivery
Once approved, your credit card will be dispatched and delivered to your registered address.